How to Spot Unauthorised Transactions on Your Bank Statement
When people think of fraud, they often imagine large, eye-popping sums being wiped out of accounts in one stroke. But in reality, unauthorized transactions usually start much smaller. A debit of ₹2 here, ₹5 there, or even a mysterious ₹99 auto-charge can be the earliest warning sign of something much bigger. Many cybercriminals rely on the fact that people rarely notice or dispute small amounts. By quietly chipping away at thousands of accounts, fraudsters can pocket crores without triggering alarms. This is what is often called “salami slicing fraud”. The process is slicing off tiny amounts from many customers in a way that looks almost harmless individually, but adds up to a massive collective theft. The danger lies not just in the money lost but in the complacency it feeds. If a suspicious debit goes unnoticed, it signals to the fraudster that your account is unmonitored, opening the door to larger debits later. With digital payments, UPI, and card swipes...